Terms of service

 

Welcome to Kings of Lending! These Terms and Conditions ("Terms") govern your use of our website, www.kingsoflending.com ("Website"), and the services we provide. By accessing or using our Website and services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Website or services.

1. Acceptance of Terms

By using our Website and services, you agree to comply with and be bound by these Terms. We may update or modify these Terms at any time, and such changes will be effective immediately upon posting on our Website. It is your responsibility to review these Terms periodically.

2. Services

  • Mortgage Services: Kings of Lending provides mortgage brokerage services, including advice, loan applications, and assistance with mortgage products. The information and services provided on our Website are intended for general informational purposes and do not constitute professional financial advice.

  • Disclosure: For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. E Mortgage Capital, Inc. NMLS# 1416824. Equal Housing Lender (NMLS consumer access: NMLS Consumer Access, eMortgage Capital Licensing).

  • Accuracy of Information: We strive to ensure the accuracy of the information provided on our Website but make no warranties or representations regarding the accuracy, completeness, or reliability of such information.

3. User Responsibilities

  • Eligibility: You must be at least 18 years old to use our Website and services. By using our Website, you represent and warrant that you meet this requirement. If you are under 18, please refrain from using our Website.

  • Account Information: If you create an account with us, you are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.

  • Prohibited Uses: You agree not to use our Website or services for any unlawful or prohibited purposes, including but not limited to, providing false information, engaging in fraudulent activities, or violating any applicable laws and regulations.

4. Intellectual Property

  • Ownership: All content on the Website, including text, graphics, logos, and software, is the property of Kings of Lending or its licensors and is protected by copyright, trademark, and other intellectual property laws.

  • License: We grant you a limited, non-exclusive, non-transferable license to access and use the Website for personal and non-commercial purposes. You may not reproduce, distribute, or create derivative works from any content on the Website without our prior written consent.

5. Financial Advice and Recommendations

  • No Warranty: The information and recommendations provided on our Website are based on general industry knowledge and may not reflect your individual financial situation. We do not guarantee the suitability or effectiveness of any financial products or advice provided.

  • Professional Advice: We recommend consulting with a qualified financial advisor or mortgage professional for personalized advice and to ensure that any financial decisions you make are appropriate for your individual circumstances.

6. Third-Party Links

Our Website may contain links to third-party websites or services. These links are provided for your convenience and do not imply endorsement or responsibility for the content or practices of such third parties. You access third-party sites at your own risk.

7. Limitation of Liability

  • Disclaimer: Our Website and its content are provided "as is" without any warranties, express or implied. We do not guarantee the accuracy, completeness, or reliability of the information on our Website.

  • Limitation: To the maximum extent permitted by law, Kings of Lending shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Website or services.

8. Indemnification

You agree to indemnify and hold harmless Kings of Lending, its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses, including reasonable attorneys' fees, arising out of your use of the Website or services or violation of these Terms.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of California/ United States, without regard to its conflict of law principles. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located in California - USA.

10. Contact Information

For any questions or concerns regarding these Terms, please contact us at:

Kings of Lending
Email: vsalazar@emortgagecapital.com
Phone: 714-276-6155
Address: 8071 Fitch, Irvine, CA 92614