Mortgage Services Across California, Nevada & Multiple U.S. States
Kings of Lending is a mortgage broker team powered by E Mortgage Capital, Inc., headquartered in California, serving clients primarily in California, Nevada, Arizona, and Texas, with licensing in additional U.S. states including Florida, Colorado, Virginia, Illinois, and New Jersey.
NMLS #1416824
NMLS #2052167
DRE #02211532
Our Headquarters
Kings of Lending operates under E Mortgage Capital, Inc., with headquarters located in Orange County, California.
3750 S Susan Street
Santa Ana, CA 92704
While our headquarters are in California, our team works with clients remotely through secure digital systems, allowing us to assist borrowers across multiple states in a compliant and efficient manner.
Primary Markets We Serve
The majority of our clients are located in the following states, where our team has extensive experience and strong local market knowledge:
-
California
-
Nevada
-
Arizona
-
Texas
Additional Licensed States
Our loan officers are also licensed to originate mortgages in:
-
Florida
-
Colorado
-
Virginia
-
Illinois
-
New Jersey
Licensing, loan programs, and availability vary by state and borrower profile. All mortgage services are subject to approval and applicable state regulations.
Serving Clients Nationwide Through Virtual Mortgage Services
Many of our clients relocate, invest out of state, or own properties in multiple markets. Because our process is fully digital, we are able to guide clients through the mortgage process remotely while remaining compliant with state licensing requirements.
We regularly assist:
-
First-time homebuyers
-
Homeowners refinancing or accessing equity
-
Real estate investors
-
Clients relocating between states
Team Leadership
Victor Salazar | Team Leader & Mortgage Loan Officer
NMLS #2052157
Victor Salazar leads the Kings of Lending team with a client-first, service-driven approach and extensive experience in residential and investment lending across multiple U.S. markets. As a licensed mortgage loan officer operating under E Mortgage Capital, Inc., Victor works closely with homebuyers, homeowners, investors, and relocating clients to guide them through the mortgage process with clarity and transparency.
Victor is known for his strategic approach, clear communication, and commitment to helping clients explore financing options that align with their goals and long-term plans. He partners closely with real estate professionals and lending support teams to ensure a smooth experience from application through closing.
Learn more about our team, values, and approach on our About Us page.
If you are looking for a mortgage broker in California, Nevada, Arizona, or Texas, or if you are located in another state where we are licensed, our team is here to help.
👉 Schedule a free 15-minute consultation to explore your options.
