Many borrowers who are self-employed, 1099, or have multiple income streams are denied - not because they don’t qualify, but because no one properly reviews the guidelines.
At Kings of Lending, complex mortgage scenarios are our full-time job - not a side hustle.
Our team is led by Victor Salazar, a licensed mortgage professional operating across multiple states, including California, Arizona, Nevada, Texas, and others.
- 50+ available mortgage programs, including non-traditional and complex file solutions
- Licensed in 7 states with active compliance expertise
- Guideline-first review process — we read the rules, not guess
- Experience structuring and approving denied or non-standard files
This Page Is for You If:
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You are self-employed, 1099, or a business owner
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You have multiple jobs or income streams and were told it makes qualifying harder
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You earn good money but were still denied due to income structure
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You were told your income or assets were “too complicated”
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You hold cryptocurrency assets that were dismissed without proper review
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You were denied a mortgage without a clear explanation
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Your previous loan officer did not properly review the guidelines
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You need a mortgage professional who understands non-traditional and complex files
We regularly help clients in California, Arizona, Nevada, Texas, and additional licensed states.
Many loan officers rely on shortcuts and experience; we rely on guideline review + documented eligibility analysis on every file before giving a qualified answer.
If you’ve been told “no,” your story isn’t over.
👉 Schedule a confidential consultation with a mortgage team that actually reviews your file.
