At Kings of Lending, we help homebuyers, homeowners, and investors navigate financing with confidence. Our mission is simple: deliver honest guidance, strategic loan solutions, and a smooth lending experience, no matter where you are in your real estate journey.
We proudly serve clients across Arizona (AZ), California (CA), Colorado (CO), Florida (FL), Illinois (IL), New Jersey (NJ), Nevada (NV), Texas (TX), and Virginia (VA).
View our service areas to learn where we are licensed and how we work with clients across state lines.
MEET OUR TEAM
Victor Salazar | Team Leader & Mortgage Loan Officer
NMLS #2052157
Victor Salazar leads the Kings of Lending team with a client-first, service-driven approach and extensive experience in residential and investment lending. As a licensed mortgage loan officer, Victor specializes in guiding homebuyers, homeowners, and investors through the financing process with clarity, transparency, and strategic planning.
He works closely with clients to understand their goals and explore loan options that align with their financial situation, whether they are purchasing a primary residence, relocating, refinancing, or investing in real estate. Victor is known for his clear communication, strong work ethic, and commitment to providing a smooth lending experience from start to finish.
Victor partners with real estate professionals and borrowers across multiple states, helping coordinate complex transactions and supporting informed decision-making throughout the loan process.
Licensed in: Arizona (AZ), California (CA), Colorado (CO), Florida (FL), Illinois (IL), New Jersey (NJ), Nevada (NV), Texas (TX), Virginia (VA)
NMLS #2052157
Our experienced team works behind the scenes to ensure every loan is handled with precision, efficiency, and care. From documentation to coordination, each team member plays a vital role in delivering a smooth lending experience.
Amy Loeun | Loan Officer EMortgage Capital, Inc.
NMLS #2628560
Amy works directly with borrowers to review loan options and guide them through available financing paths. She is committed to clear communication and dependable support throughout the mortgage process.
📍 Santa Ana, California
📞 (415) 301-6689
📧 aloeun@emortgagecapital.com
Marlene Ruiz | Loan Processor EMortgage Capital, Inc.
NMLS #1784553
Marlene oversees loan processing and documentation, ensuring files move efficiently from application through closing. Her attention to detail and deep understanding of underwriting requirements help keep transactions on track and compliant.
📍 Santa Ana, California
📞 (855) 569-3700
📧 marlener@emortgagecapital.com
Tiffany Rosales | Loan Origination Coordinator EMortgage Capital, Inc.
NMLS #1482094
Tiffany supports clients during the early stages of the loan process, assisting with documentation and communication between all parties involved. Her organization and responsiveness help create a seamless experience from start to finish.
📍 Santa Ana, California
📞 (855) 569-3700
📧 trosales@emortgagecapital.com
Why Clients Choose Kings of Lending
Clients choose Kings of Lending because we combine multi-state expertise with a personal, education-first approach. We believe informed clients make confident decisions, and our role is to guide, not pressure.
- Multi-state licensed mortgage expertise
- Clear communication from application to closing
- Strategic loan planning for unique scenarios
- Strong partnerships with real estate professionals
- Client-first, service-driven approach
Our Lending Approach
Every client’s financial situation is unique. That’s why we take a clear, education-first approach to lending. We focus on understanding your goals, explaining available options in simple terms, and guiding you through the process with transparency and care.
Our team works closely with all parties involved to ensure a smooth experience from application through closing and beyond. Our priority is helping you move forward with confidence, clarity, and the right strategy for your long-term goals.
Your Dream. Our Mission.
Whether you’re buying your first home, relocating to a new state, refinancing, or investing, Kings of Lending is here to support you every step of the way.
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