Las Vegas · Henderson · North Las Vegas
Buying or refinancing in Las Vegas? Understand your options.
Talk with Victor Salazar about your goals, ask your questions, and learn which loan options may fit your situation, all in a free 15-minute phone consultation.Explore your mortgage options with Victor Salazar in a free 15-minute call.
Call Victor: (714) 276-6155No credit check for the call. No obligation.

Victor Salazar · Founder, Kings of Lending
“It was honestly the fastest and easiest closing process I have ever experienced.”Kevin M. · Google review
Where are you starting?
One call. A clear next step.
Buying a home
Financing for your first home, next home, or second home.
Book a call →02Refinancing
Explore lowering your payment, changing your term, taking cash out or removing mortgage insurance.
Book a call →03Self-employed
Explore alternative income documentation options, including bank-statement programs.
Book a call →04Investors
Explore DSCR financing that uses a property’s rental income to help determine eligibility.
Book a call →Your advisor
Meet Victor Salazar.
Victor Salazar (NMLS #2052157) leads the Kings of Lending team, powered by E Mortgage Capital, Inc. (NMLS #1416824), a licensed mortgage brokerage. Through E Mortgage Capital, the team has access to more than 150 lender programs. If one lender’s requirements don’t fit your situation, we can explore other available options.
Before finance, Victor was a professional athlete who performed with Cirque du Soleil. He is also the author of The Wealth Builder’s Mortgage Guide.
How it works
Simple, from the first call.
Start with a free conversation. If you decide to move forward, we’ll guide you through the application and document review.
The call
Your goals, timeline, and questions.
Your documents
Upload your initial documents securely. Your loan officer will explain any additional items needed.
Your loan review
Your loan officer reviews your information against available lender programs.
Your options
Compare available options, estimated payments, and costs after your information is reviewed.
Client reviews
4.9 across 60+ Google reviews.
★★★★★“Victor and his team provided a phenomenal experience throughout the process of securing a comfortable loan and ultimately closing escrow on a new home in less than 3 weeks.”Ryan S. · Google review
★★★★★“Every step of the process they helped me understand what was needed and helped keep me on track. It was honestly the fastest and easiest closing process I have ever experienced.”Kevin M. · Google review
★★★★★“Victor was extremely patient, detailed and helpful with our first home purchase. He created us a plan and executed everything perfectly.”Victor O. · Google review
Individual results vary. Reviews reflect each client's own experience.
Common questions
Before you book.
Does the call affect my credit score?
No. The 15-minute consultation does not include a credit check. If you later decide to apply, you’ll be told before any credit report is requested.
Is there a cost for the consultation?
No. The consultation is free, with no obligation to apply.
Can I qualify if I'm self-employed?
Often, yes. Bank-statement and asset-based programs can qualify business owners using deposits or assets instead of tax returns. Eligibility depends on the program and your file.
Do I need to meet in person?
No. Most of our clients work with us remotely. You can speak with us by phone, upload documents through our secure online portal, and receive personalized video explanations of your loan options and estimated costs to review at your own pace.
Victor and our team keep you informed and answer your questions throughout the process.
Are you licensed in Nevada?
Yes. The Kings of Lending team is licensed in Nevada, powered by E Mortgage Capital, Inc. (NMLS #1416824). You can verify licensing on NMLS Consumer Access.
Begin
Your next step starts with a free call.
Free 15-minute consultation. No credit check for the call. No obligation.
