By Victor Salazar, Licensed Mortgage Advisor | Kings of Lending
Helping families across 7 states build wealth through real estate.
Summer is here — and while fireworks light up the sky, it’s also the perfect time to light up your financial goals. At Kings of Lending, we believe homeownership is one of the greatest freedoms of all. Whether you're buying your first home, refinancing, or upgrading your lifestyle — this is your window to act.
🔥 July 2025 Market Trends You Need to Know
📉 Rates Are Steady — for Now
We're seeing fixed rates hover around 5.75%–6.75%, but inflation and Fed signals could push them higher later this year. The time to lock in may be now.
🏡 Inventory is Growing in Key Markets
If you’ve been waiting for more options — good news. We’re seeing more homes hit the market, especially in Florida, Arizona, Nevada, and Texas.
🛠️ Refinancing for Renovations Is HOT
Many homeowners are tapping into their equity to upgrade kitchens, add pools, or create income-producing spaces. Ask about our renovation loan options!
🎇 What Homeownership Really Means This 4th of July
Owning a home isn’t just financial — it’s personal. It’s the American Dream.
Freedom to Own Means:
✔️ No more rent hikes
✔️ Long-term wealth and equity
✔️ Customizing your space
✔️ Access to your equity when you need it
🧨 3 Smart Moves to Make Before Summer Ends
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Book Your Mortgage Strategy Call
Get a game plan based on your credit, income, and goals.
👉 Schedule now -
Get Pre-Approved with a Soft Credit Pull
No pressure. No hit to your credit. Just clarity and power. -
Remove PMI and Save Hundreds
If you bought with less than 20% down, you could be paying for Private Mortgage Insurance.
We might be able to remove it = $250–$1100+/mo back in your pocket.
Owning your home means owning your freedom — your future, your equity, your peace of mind.
Whether you’re in California, Florida, Arizona, Nevada, Colorado, Virginia, Texas — I’m here to help you take the next smart step.
📲 DM me. Book a call. Let’s talk goals.
