If you’re paying Private Mortgage Insurance (PMI) each month, you could be losing out on one of the smartest ways to free up cash and tackle your financial goals faster.
PMI can cost anywhere from $100 to over $1,800 a month, depending on your loan size and credit score. That’s $1,200 to nearly $22,000 a year — money that could be redirected toward:
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Paying off high-interest credit cards
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Funding a long-overdue vacation
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Saving for your next investment
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Or simply easing the weight of monthly expenses
The good news? You may not have to keep paying it. Many homeowners don’t realize they could qualify to remove PMI much earlier than expected.
Why This Matters If You Have Debt
Imagine what removing PMI could do for your monthly cash flow. Even if you're paying $300–$600 a month, that's thousands per year that could go toward paying off credit card debt — instead of throwing it away on an insurance you might not even need anymore.
Refinancing or requesting PMI removal is one of the most overlooked ways to free up serious cash — especially if your home value has increased or you've paid down enough of your mortgage.
Free Guide + Free Consultation
If you want to understand how PMI removal works (and whether it makes sense for you), we created a simple, free guide:
"How to Remove Your Mortgage Insurance" by Victor Salazar
It breaks down everything in plain language — including who qualifies, how to run the numbers, and what to expect.
And when you're ready, you can book a free PMI consultation directly through our website under the Free Consultation tab.
We'll take a look at your case, review your numbers, and let you know your options — no pressure, just real info.
